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Take control of your money and make more of your spending with Egg Money World MasterCard®. Get 1% cash back on all the things you buy and the added peace of mind of knowing that many of those purchases are protected by Egg Money's complimentary insurances.
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1% cash back Egg Money is a credit card that gives you 1% cash back on all your spending (maximum £200 cash back per year; if less than £5 no cash back is payable).
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Protection for the things you buy A range of
purchase insurances included as standard, all with a zero excess so with Egg Money you can spend with confidence. Insurances included are: missed event cover, purchase protection, extended warranty, price promise and travel accident.
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8.9% pa fixed for the life of balance transfers New Egg Money customers get 8.9% pa fixed for the life of any balance transfers made before 1 February 2010. No balance transfer fee applies.
Conditions apply. 17.8% APR typical variable (which includes a £1 monthly fee).
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Easy online servicing With Egg Money you can manage your account online, 24 hours a day, 7 days a week.
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Keep track of your spending Log in to your account to see your expenditure at a glance, with a breakdown of what you've been spending and where.
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Optional weekly updates by text You can choose to have your balance sent to you by text weekly. It's a great way of keeping you up-to-date with your spending at no extra cost.
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Interest-free period Pay your outstanding Egg Money balance off in full each month and you'll benefit from an interest-free period of up to 50 days on all purchases listed on your last statement. For cash advances and balance transfers you'll be charged interest from the date the transaction is charged to your account.
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Active fraud monitoring We're vigorous when it comes to monitoring your accounts and on the look out for any suspicious activity or anything out of the ordinary. We're here to help so if you suspect your Egg Money account has been the subject of fraudulent activity please call us on 08451 233 233.
All of these benefits (apart from the introductory offer on balance transfers) apply to existing Egg Money customers who applied before 14 July 2009 too.
Repayments Your monthly repayments are taken by Direct Debit from your bank account.
The minimum payment is the full Revolving Balance if it is less than £5, but otherwise the greater of (1) 2% of the Revolving Balance or (2) the total of (i) interest billed on the statement on the Revolving Balance (ii) 1% of the Revolving Balance (iii) any Card Repayment Protection premium shown on your statement and (iv) billed fees for late or returned payments shown on your statement or (3) £5.
Plus, for each Transferred Balance on which interest is being charged at an introductory rate or promotional rate, the full amount of the Transferred Balance if it is less than £5, but otherwise the greater of (1) 2% of the Transferred Balance or (2) the total of (i) interest billed on the statement on the Transferred Balance and (ii) 1% of the Transferred Balance or (3) £5.
Credit limit The minimum credit limit we offer is £500.
Cash advances there is a handling fee of 3% (minimum fee £3.00) of the amount of each cash advance. You'll be charged interest from the date the transaction is charged to your account.
Paper statement You can request a paper statement. We charge a fee of £2 per statement for this service.
Balance transfer fees we won't charge a balance transfer fee on balances transferred under the introductory promotion. Other balance transfers are subject to a fee of 3% unless we tell you otherwise.
Introductory or promotional rates are subject to you making your required monthly payments on time and keeping within your credit limit. If you fail to do so, we may charge the standard variable annual rate for the relevant transactions instead of the introductory or promotional rate.
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