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Egg Home >   Bank >    Historical Egg Card rates >
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What our rates have been on transferred balances
 
Egg Card accounts opened betweeninterest rate
1 February 2010 to 28 February 20100% fixed until 1 April 2011 and thereafter a monthly rate of 1.313%, 1.527% or 1.667% on balances transferred to the account by 1 May 2010. For balances transferred after 1 May 2010 a monthly rate of 1.313%, 16.9% pa variable, 1.527%, 19.9% pa variable or a monthly rate of 1.667%, 21.9% pa will be payable.
31 December 2009 to 31 January 20100% fixed until 1 March 2011 and thereafter a monthly rate of 1.313% or 1.527% on balances transferred to the account by 1 April 2010. For balances transferred after 1 April 2010 a monthly rate of 1.313%, 16.9% pa variable or 1.527%, 19.9% pa variable will be payable.
1 December 2009 to 30 December 20090% fixed until 1 January 2011 and thereafter a monthly rate of 1.313% or 1.527% on balances transferred to the account by 1 March 2010. For balances transferred after 1 March 2010 a monthly rate of 1.313%, 16.9% pa variable or 1.527%, 19.9% pa variable will be payable.
1 November 2009 to 30 November 20090% fixed until 1 December 2010 and thereafter a monthly rate of 1.313% or 1.527% on balances transferred to the account by 1 February 2010. For balances transferred after 1 February 2010 a monthly rate of 1.313%, 16.9% pa variable or 1.527%, 19.9% pa variable will be payable.
1 October 2009 to 31 October 20090% fixed until 1 November 2010 and thereafter a monthly rate of 1.313% or 1.527% on balances transferred to the account by 1 January 2010. For balances transferred after 1 January 2010 a monthly rate of 1.313%, 16.9% pa variable or 1.527%, 19.9% pa variable will be payable.
1 September 2009 to 30 September 20090% fixed until 1 October 2010 and thereafter a monthly rate of 1.313% or 1.527% on balances transferred to the account by 1 December 2009. For balances transferred after 1 December 2009 a monthly rate of 1.313%, 16.9% pa variable or 1.527%, 19.9% pa variable will be payable.
1 August 2009 to 31 August 20090% fixed until 1 September 2010 and thereafter a monthly rate of 1.313% or 1.527% on balances transferred to the account by 1 November 2009. For balances transferred after 1 November 2009 a monthly rate of 1.313%, 16.9% pa variable or 1.527%, 19.9% pa variable will be payable.
1 July 2009 to 31 July 20090% fixed until 1 August 2010 and thereafter a monthly rate of 1.313% or 1.527% on balances transferred to the account by 1 October 2009. For balances transferred after 1 October 2009 a monthly rate of 1.313%, 16.9% pa variable or 1.527%, 19.9% pa variable will be payable.
1 June 2009 to 30 June 20090% fixed until 1 July 2010 and thereafter a monthly rate of 1.313% or 1.527% on balances transferred to the account by 1 September 2009. For balances transferred after 1 September 2009 a monthly rate of 1.313%, 16.9% pa variable or 1.527%, 19.9% pa variable will be payable.
1 May 2009 to 31 May 20090% fixed until 1 July 2010 and thereafter a monthly rate of 1.313% or 1.527% on balances transferred to the account by 1 August 2009. For balances transferred after 1 August 2009 a monthly rate of 1.313%, 16.9% pa variable or 1.527%, 19.9% pa variable will be payable.
1 April 2009 to 30 April 20090% fixed until 1 June 2010 and thereafter a monthly rate of 1.313% or 1.527% on balances transferred to the account by 1 July 2009. For balances transferred after 1 July 2009 a monthly rate of 1.313%, 16.9% pa variable or 1.527%, 19.9% pa variable will be payable.
1 March 2009 to 31 March 20090% fixed until 1 May 2010 and thereafter a monthly rate of 1.313% or 1.527% on balances transferred to the account until 1 June 2009. For balances transferred after 1 June 2009 a monthly rate of 1.313%, 16.9% pa variable or 1.527%, 19.9% pa variable will be payable.
1 February 2009 to 28 February 20090% fixed until 1 April 2010 and thereafter a monthly rate of 1.313% or 1.527% on balances transferred to the account until 1 May 2009. For balances transferred after 1 May 2009 a monthly rate of 1.313%, 16.9% pa variable or 1.527%, 19.9% pa variable will be payable.
2 January 2009 after 08:00 to 31 January 20090% fixed until 1 March 2010 and thereafter a monthly rate of 1.313% or 1.527% on balances transferred to the account until 1 April 2009. For balances transferred after 1 April 2009 a monthly rate of 1.313%, 16.9% pa variable or 1.527%, 19.9% pa variable will be payable.
1 December 2008 to 2 January 2009 by 08:000% fixed until 1 December 2009 and thereafter a monthly rate of 1.313% or 1.527% on balances transferred to the account until 1 March 2009. For balances transferred after 1 March 2009 a monthly rate of 1.313%, 16.9% pa variable or 1.527%, 19.9% pa variable will be payable.
1 November 2008 to 30 November 20080% fixed until 1 February 2010 and thereafter a monthly rate of 1.313% or 1.527% on balances transferred to the account until 1 February 2009. For balances transferred after 1 February 2009 a monthly rate of 1.313%, 16.9% pa variable or 1.527%, 19.9% pa variable will be payable.
1 October 2008 to 31 October 20080% fixed until 1 January 2010 and thereafter a monthly rate of 1.313% or 1.527% on balances transferred to the account until 1 January 2009. For balances transferred after 1 January 2009 a monthly rate of 1.313%, 16.9% pa variable or 1.527%, 19.9% pa variable will be payable.
1 September 2008 to 30 September 20080% fixed until 1 December 2009 and thereafter a monthly rate of 1.313% or 1.527% on balances transferred to the account until 1 December 2008. For balances transferred after 1 December 2008 a monthly rate of 1.313%, 16.9% pa variable or 1.527%, 19.9% pa variable will be payable.
1 August 2008 to 31 August 20080% fixed until 1 October 2009 and thereafter a monthly rate of 1.313% or 1.527% on balances transferred to the account until 1 November 2008. For balances transferred after 1 November 2008 a monthly rate of 1.313%, 16.9% pa variable or 1.527%, 19.9% pa variable will be payable.
1 July 2008 to 31 July 20080% fixed until 1 September 2009 and thereafter a monthly rate of 1.313% or 1.527% on balances transferred to the account until 1 October 2008. For balances transferred after 1 October 2008 a monthly rate of 1.313%, 16.9% pa variable or 1.527%, 19.9% pa variable will be payable.
1 June 2008 to 30 June 20080% fixed until 1 September 2009 and thereafter a monthly rate of 1.313% or 1.527% on balances transferred to the account until 1 September 2008. For balances transferred after 1 September 2008 a monthly rate of 1.313%, 16.9% pa variable or 1.527%, 19.9% pa variable will be payable.
1 May 2008 to 31 May 20080% fixed until 1 August 2009 and thereafter a monthly rate of 1.313% or 1.527% on balances transferred to the account until 1 September 2008. For balances transferred after 1 September 2008 a monthly rate of 1.313%, 16.9% pa variable or 1.527%, 19.9% pa variable will be payable.
1 April 2008 to 30 April 20080% fixed until 1 May 2009 and thereafter a monthly rate of 1.313% or 1.527% on balances transferred to the account before 1 May 2009. For balances transferred after 1 May 2009 a monthly rate of 1.313%, 16.9% pa variable or 1.527%, 19.9% pa variable will be payable.
1 March 2008 to 31 March 20080% fixed until 1 May 2009 and thereafter a monthly rate of 1.313% or 1.527% on balances transferred to the account before 1 May 2009. For balances transferred after 1 May 2009 a monthly rate of 1.313%, 16.9% pa variable or 1.527%, 19.9% pa variable will be payable.
1 February 2008 to 29 February 20080% fixed until 1 May 2009 and thereafter a monthly rate of 1.313% or 1.527% on balances transferred to the account before 1 May 2009. For balances transferred after 1 May 2009 a monthly rate of 1.313%, 16.9% pa variable or 1.527%, 19.9% pa variable will be payable.
28 December 2007 to 31 January 20080% fixed until 1 April 2009 and thereafter a monthly rate of 1.313% on balances transferred to the account before 1 April 2009. For balances transferred after 1 April 2009 a monthly rate of 1.313%, 16.9% pa variable will be payable.
1 December 2007 to 27 December 20070% fixed until 1 February 2009 and thereafter a monthly rate of 1.313% on balances transferred to the account before 1 February 2009. For balances transferred after 1 February 2009 a monthly rate of 1.313%, 16.9% pa variable will be payable.
1 November 2007 to 30 November 20070% fixed until 1 January 2009 and thereafter a monthly rate of 1.313% on balances transferred to the account before 1 January 2009. For balances transferred after 1 January 2009 a monthly rate of 1.313%, 16.9% pa variable will be payable.
1 October 2007 to 31 October 20070% fixed until 1 October 2008 and thereafter a monthly rate of 1.313% on balances transferred to the account before 1 October 2008. For balances transferred after 1 October 2008 a monthly rate of 1.313%, 16.9% pa variable will be payable.
1 September 2007 to 30 September 20070% fixed until 1 September 2008 and thereafter a monthly rate of 1.313% on balances transferred to the account before 1 September 2008. For balances transferred after 1 September 2008 a monthly rate of 1.313%, 16.9% pa variable will be payable.
1 August 2007 to 31 August 20070% fixed until 1 August 2008 and thereafter a monthly rate of 1.313% on balances transferred to the account before 1 August 2008. For balances transferred after 1 August 2008 a monthly rate of 1.313%, 16.9% pa variable will be payable.
1 July 2007 to 31 July 20070% fixed until 1 July 2008 and thereafter a monthly rate of 1.313% on balances transferred to the account before 1 July 2008. For balances transferred after 1 July 2008 a monthly rate of 1.313%, 16.9% pa variable will be payable.
1 June 2007 to 30 June 20070% fixed until 1 June 2008 and thereafter a monthly rate of 1.313% on balances transferred to the account before 1 June 2008. For balances transferred after 1 June 2008 a monthly rate of 1.313%, 16.9% pa variable will be payable.
1 May 2007 to 31 May 20070% fixed until 1 May 2008 and thereafter a monthly rate of 1.313% on balances transferred to the account before 1 May 2008. For balances transferred after 1 May 2008 a monthly rate of 1.313%, 16.9% pa variable will be payable.
1 April 2007 to 30 April 20070% fixed until 1 April 2008 and thereafter a monthly rate of 1.313% on balances transferred to the account before 1 April 2008. For balances transferred after 1 April 2008 a monthly rate of 1.313%, 16.9% pa variable will be payable.
1 March 2007 to 31 March 20070% fixed until 1 November 2007 and thereafter a monthly rate of 1.313% on balances transferred to the account before 1 November 2007. For balances transferred after 1 November 2007 a monthly rate of 1.313%, 16.9% pa variable will be payable.
1 February 2007 to 28 February 2007 0% fixed until 1 November 2007 and thereafter a monthly rate of 1.313% on balances transferred to the account before 1 November 2007. For balances transferred after 1 November 2007 a monthly rate of 1.313%, 16.9% pa variable will be payable.
15 December 2006 to 31 January 20070% fixed until 1 October 2007 and thereafter a monthly rate of 1.313% on balances transferred to the account before 1 October 2007. For balances transferred after 1 October 2007 a monthly rate of 1.313%, 16.9% pa variable will be payable.
1 December 2006 to 14 December 20060% fixed until 1 June 2007 and thereafter a monthly rate of 1.313% on balances transferred to the account before 1 June 2007. For balances transferred after 1 June 2007 a monthly rate of 1.313%, 16.9% pa variable will be payable.
1 November 2006 to 30 November 20060% fixed until 1 May 2007 and thereafter a monthly rate of 1.313% on balances transferred to the account before 1 May 2007. For balances transferred after 1 May 2007 a monthly rate of 1.313%, 16.9% pa variable will be payable.
1 October 2006 to 31 October 2006

0% fixed until 1 April 2007 and thereafter a monthly rate of 1.313% on balances transferred to the account before 1 April 2007. For balances transferred after 1 April 2007 a monthly rate of 1.313%, 16.9% pa variable will be payable.
1 September 2006 to 30 September 20060% fixed until 1 March 2007 and thereafter a monthly rate of 1.313% on balances transferred to the account before 1 March 2007. For balances transferred after 1 March 2007 a monthly rate of 1.313%, 16.9% pa variable will be payable.
1 August 2006 to 31 August 20060% fixed until 1 February 2007 and thereafter a monthly rate of 1.313% on balances transferred to the account before 1 February 2007. For balances transferred after 1 February 2007 a monthly rate of 1.313%, 16.9% pa variable will be payable.
1 July 2006 to 31 July 20060% fixed until 1 January 2007 and thereafter a monthly rate of 1.313% on balances transferred to the account before 1 January 2007. For balances transferred after 1 January 2007 a monthly rate of 1.313%, 16.9% pa variable will be payable.
1 June 2006 to 30 June 20060% fixed until 1 December 2006 and thereafter a monthly rate of 1.313% on balances transferred to the account before 1 December 2006. For balances transferred after 1 December 2006 a monthly rate of 1.313%, 16.9% pa variable will be payable.
1 May 2006 to 31 May 20060% fixed until 1 February 2007 and thereafter a monthly rate of 1.313% on balances transferred to the account before 1 February 2007. For balances transferred after 1 February 2007 a monthly rate of 1.313%, 16.9% pa variable will be payable.


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What our rates have been on purchases
 
Egg Card accounts opened betweeninterest rate
1 February 2010 to 28 February 2010 For purchases made on the account by 1 May 2010 0% fixed until 1 May 2010 and thereafter a monthly rate of 1.313% or 1.527%. For purchases made after 1 May 2010 a monthly rate of 1.313% 16.9% pa variable, 1.527%, 19.9% pa variable or a monthly rate of 1.667%, 21.9% pa variable will be payable.
31 December 2009 to 31 January 2010 For purchases made on the account by 1 April 2010 0% fixed until 1 April 2010 and thereafter a monthly rate of 1.313% or 1.527%. For purchases made after 1 April 2010 a monthly rate of 1.313% 16.9% pa variable or 1.527%, 19.9% pa variable will be payable.
1 December 2009 to 30 December 2009 For purchases made on the account by 1 March 2010 0% fixed until 1 March 2010 and thereafter a monthly rate of 1.313% or 1.527%. For purchases made after 1 March 2010 a monthly rate of 1.313% 16.9% pa variable or 1.527%, 19.9% pa variable will be payable.
1 November 2009 to 30 November 2009 For purchases made on the account by 1 February 2010 0% fixed until 1 February 2010 and thereafter a monthly rate of 1.313% or 1.527%. For purchases made after 1 February 2010 a monthly rate of 1.313% 16.9% pa variable or 1.527%, 19.9% pa variable will be payable.
1 October 2009 to 31 October 2009 For purchases made on the account by 1 January 2010 0% fixed until 1 January 2010 and thereafter a monthly rate of 1.313% or 1.527%. For purchases made after 1 January 2010 a monthly rate of 1.313% 16.9% pa variable or 1.527%, 19.9% pa variable will be payable.
1 September 2009 to 30 September 2009 For purchases made on the account by 1 December 2009 0% fixed until 1 December 2009 and thereafter a monthly rate of 1.313% or 1.527%. For purchases made after 1 December 2009 a monthly rate of 1.313% 16.9% pa variable or 1.527%, 19.9% pa variable will be payable.
1 August 2009 to 31 August 2009 For purchases made on the account by 1 November 2009 0% fixed until 1 November 2009 and thereafter a monthly rate of 1.313% or 1.527%. For purchases made after 1 November 2009 a monthly rate of 1.313% 16.9% pa variable or 1.527%, 19.9% pa variable will be payable.
1 July 2009 to 31 July 2009 For purchases made on the account by 1 October 2009 0% fixed until 1 October 2009 and thereafter a monthly rate of 1.313% or 1.527%. For purchases made after 1 October 2009 a monthly rate of 1.313% 16.9% pa variable or 1.527%, 19.9% pa variable will be payable.
1 June 2009 to 30 June 2009 For purchases made on the account by 1 September 2009 0% fixed until 1 September 2009 and thereafter a monthly rate of 1.313% or 1.527%. For purchases made after 1 September 2009 a monthly rate of 1.313% 16.9% pa variable or 1.527%, 19.9% pa variable will be payable.
1 May 2009 to 31 May 2009 For purchases made on the account by 1 August 2009 0% fixed until 1 August 2009 and thereafter a monthly rate of 1.313% or 1.527%. For purchases made after 1 August 2009 a monthly rate of 1.313% 16.9% pa variable or 1.527%, 19.9% pa variable will be payable.
1 April 2009 to 30 April 2009 For purchases made on the account by 1 July 2009 0% fixed until 1 July 2009 and thereafter a monthly rate of 1.313% or 1.527%. For purchases made after 1 July 2009 a monthly rate of 1.313% 16.9% pa variable or 1.527%, 19.9% pa variable will be payable.
1 March 2009 to 31 March 2009 For purchases made on the account by 1 June 2009 0% fixed until 1 June 2009 and thereafter a monthly rate of 1.313% or 1.527%. For purchases made after 1 June 2009 a monthly rate of 1.313% 16.9% pa variable or 1.527%, 19.9% pa variable will be payable.
1 February 2009 to 28 February 2009 For purchases made on the account by 1 May 2009 0% fixed until 1 May 2009 and thereafter a monthly rate of 1.313% or 1.527%. For purchases made after 1 May 2009 a monthly rate of 1.313% 16.9% pa variable or 1.527%, 19.9% pa variable will be payable.
2 January 2009 after 08:00 to 31 January 2009 For purchases made on the account by 1 April 2009 0% fixed until 1 April 2009 and thereafter a monthly rate of 1.313% or 1.527%. For purchases made after 1 April 2009 a monthly rate of 1.313% 16.9% pa variable or 1.527%, 19.9% pa variable will be payable.
1 December 2008 to 2 January 2009 by 08:00For purchases made on the account by 1 March 2009 0% fixed until 1 March 2009 and thereafter a monthly rate of 1.313% or 1.527%. For purchases made after 1 March 2009 a monthly rate of 1.313% 16.9% pa variable or 1.527%, 19.9% pa variable will be payable.
1 November 2008 to 30 November 2008For purchases made on the account until 1 February 2009 0% fixed until 1 February 2009 and thereafter a monthly rate of 1.313% or 1.527%. For purchases made after 1 February 2009 a monthly rate of 1.313% 16.9% pa variable or 1.527%, 19.9% pa variable will be payable.
1 October 2008 to 31 October 2008For purchases made on the account until 1 January 2009 0% fixed until 1 January 2009 and thereafter a monthly rate of 1.313% or 1.527%. For purchases made after 1 January 2009 a monthly rate of 1.313% 16.9% pa variable or 1.527%, 19.9% pa variable will be payable.
1 September 2008 to 30 September 2008For purchases made on the account until 1 December 2008 0% fixed until 1 December 2008 and thereafter a monthly rate of 1.313% or 1.527%. For purchases made after 1 December 2008 a monthly rate of 1.313% 16.9% pa variable or 1.527%, 19.9% pa variable will be payable.
1 August 2008 to 31 August 2008For purchases made on the account until 1 November 2008 0% fixed until 1 November 2008 and thereafter a monthly rate of 1.313% or 1.527%. For purchases made after 1 November 2008 a monthly rate of 1.313% 16.9% pa variable or 1.527%, 19.9% pa variable will be payable.
1 July 2008 to 31 July 2008For purchases made on the account until 1 October 2008 0% fixed until 1 October 2008 and thereafter a monthly rate of 1.313% or 1.527%. For purchases made after 1 October 2008 a monthly rate of 1.313% 16.9% pa variable or 1.527%, 19.9% pa variable will be payable.
1 June 2008 to 30 June 2008For purchases made on the account until 1 September 2008 0% fixed until 1 September 2008 and thereafter a monthly rate of 1.313% or 1.527%. For purchases made after 1 September 2008 a monthly rate of 1.313% 16.9% pa variable or 1.527%, 19.9% pa variable will be payable.
1 May 2008 to 31 May 2008For purchases made on the account until 1 August 2008 0% fixed until 1 August 2008 and thereafter a monthly rate of 1.313% or 1.527%. For purchases made after 1 August 2008 a monthly rate of 1.313% 16.9% pa variable or 1.527%, 19.9% pa variable will be payable.
1 April 2008 to 30 April 20080% fixed until 1 July 2008 and thereafter a monthly rate of 1.313% or 1.527% for purchases made on the account before 1 July 2008 . For purchases made after 1 July 2008 a monthly rate of 1.313% 16.9% pa variable or 1.527%, 19.9% pa variable will be payable.
1 March 2008 to 31 March 20080% fixed until 1 June 2008 and thereafter a monthly rate of 1.313% or 1.527% for purchases made on the account before 1 June 2008 . For purchases made after 1 June 2008 a monthly rate of 1.313% 16.9% pa variable or 1.527%, 19.9% pa variable will be payable.
1 February 2008 to 29 February 20080% fixed until 1 May 2008 and thereafter a monthly rate of 1.313% or 1.527% for purchases made on the account before 1 May 2008. For purchases made after 1 May 2008 a monthly rate of 1.313% 16.9% pa variable or 1.527%, 19.9% pa variable will be payable.
28 December 2007 to 31 January 20080% fixed until 1 April 2008 and thereafter a monthly rate of 1.313% for purchases made on the account before 1 April 2008. For purchases made after 1 April 2008 a monthly rate of 1.313% 16.9% pa variable will be payable.
1 December 2007 to 27 December 20070% fixed until 1 March 2008 and thereafter a monthly rate of 1.313% for purchases made on the account before 1 March 2008. For purchases made after 1 March 2008 a monthly rate of 1.313% 16.9% pa variable will be payable.
1 November 2007 to 30 November 20070% fixed until 1 February 2008 and thereafter a monthly rate of 1.313% for purchases made on the account before 1 February 2008. For purchases made after 1 February 2008 a monthly rate of 1.313% 16.9% pa variable will be payable.
1 October 2007 to 31 October 20070% fixed until 1 January 2008 and thereafter a monthly rate of 1.313% for purchases made on the account before 1 January 2008. For purchases made after 1 January 2008 a monthly rate of 1.313% 16.9% pa variable will be payable.
1 September 2007 to 30 September 20070% fixed until 1 December 2007 and thereafter a monthly rate of 1.313% for purchases made on the account before 1 December 2007. For purchases made after 1 December 2007 a monthly rate of 1.313% 16.9% pa variable will be payable.
1 August 2007 to 31 August 20070% fixed until 1 November 2007 and thereafter a monthly rate of 1.313% for purchases made on the account before 1 November 2007. For purchases made after 1 November 2007 a monthly rate of 1.313% 16.9% pa variable will be payable.
1 July 2007 to 31 July 20070% fixed until 1 October 2007 and thereafter a monthly rate of 1.313% for purchases made on the account before 1 October 2007. For purchases made after 1 October 2007 a monthly rate of 1.313% 16.9% pa variable will be payable.
1 June 2007 to 30 June 20070% fixed until 1 September 2007 and thereafter a monthly rate of 1.313% for purchases made on the account before 1 September 2007. For purchases made after 1 September 2007 a monthly rate of 1.313% 16.9% pa variable will be payable.
1 May 2007 to 31 May 20070% fixed until 1 August 2007 and thereafter a monthly rate of 1.313% for purchases made on the account before 1 August 2007. For purchases made after 1 August 2007 a monthly rate of 1.313% 16.9% pa variable will be payable.
1 April 2007 to 30 April 20070% fixed until 1 July 2007 and thereafter a monthly rate of 1.313% for purchases made on the account before 1 July 2007. For purchases made after 1 July 2007 a monthly rate of 1.313% 16.9% pa variable will be payable.
1 March 2007 to 31 March 20070% fixed until 1 September 2007 and thereafter a monthly rate of 1.313% for purchases made on the account before 1 September 2007. For purchases made after 1 September 2007 a monthly rate of 1.313% 16.9% pa variable will be payable.
1 February 2007 to 28 February 20070% fixed until 1 August 2007 and thereafter a monthly rate of 1.313% for purchases made on the account before 1 August 2007. For purchases made after 1 August 2007 a monthly rate of 1.313% 16.9% pa variable will be payable.
15 December 2006 to 31 January 20070% fixed until 1 July 2007 and thereafter a monthly rate of 1.313% for purchases made on the account before 1 July 2007. For purchases made after 1 July 2007 a monthly rate of 1.313% 16.9% pa variable will be payable.
1 December 2006 to 14 December 20060% fixed until 1 June 2007 and thereafter a monthly rate of 1.313% for purchases made on the account before 1 June 2007. For purchases made after 1 June 2007 a monthly rate of 1.313% 16.9% pa variable will be payable.
1 November 2006 to 30 November 20060% fixed until 1 May 2007 and thereafter a monthly rate of 1.313% for purchases made on the account before 1 May 2007. For purchases made after 1 May 2007 a monthly rate of 1.313% 16.9% pa variable will be payable.
1 October 2006 to 31 October 20060% fixed until 1 April 2007 and thereafter a monthly rate of 1.313% for purchases made on the account before 1 April 2007. For purchases made after 1 April 2007 a monthly rate of 1.313% 16.9% pa variable will be payable.
1 September 2006 to 30 September 20060% fixed until 1 March 2007 and thereafter a monthly rate of 1.313% for purchases made on the account before 1 March 2007. For purchases made after 1 March 2007 a monthly rate of 1.313% 16.9% pa variable will be payable.
1 August 2006 to 31 August 20060% fixed until 1 February 2007 and thereafter a monthly rate of 1.313% for purchases made on the account before 1 February 2007. For purchases made after 1 February 2007 a monthly rate of 1.313% 16.9% pa variable will be payable.
1 July 2006 to 31 July 20060% fixed until 1 January 2007 and thereafter a monthly rate of 1.313% for purchases made on the account before 1 January 2007. For purchases made after 1 January 2007 a monthly rate of 1.313% 16.9% pa variable will be payable.


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Gross rate is the contractual rate of interest payable before the deduction of income tax at the rate specified by law. In other words, the figure you see is the rate that will be used to work out the interest you’ll be paid before income tax is taken off.

Tax free is the contractual rate of interest payable where interest is exempt from income tax. In other words, you won’t have to pay income tax on any interest you’re paid from this product.

AER means the Annual Equivalent Rate and is a notional rate which illustrates the contractual interest rate as if paid and compounded on an annual basis.

As every advertisement for a savings product which quotes an interest rate will contain an AER, you will be able to compare more easily what return you can expect from your savings over time.